Long Term Care Insurance

The cost of long-term care -- often hundreds of dollars a day -- can add up very quickly. By paying a fixed monthly premium before the need for care is imminent, you can greatly reduce the cost. Premiums, which are based in part on the age and medical condition of the applicant, are much lower for those who sign up in their forties, fifties or sixties than for those who wait.

A variety of information resources can help you determine whether and when to purchase LTC insurance. When you're comparing different policies, be sure to pay close attention to tax rules, which can have a substantial effect on benefits. 

 

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